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  • Print ISSN:
    2289-2125
    Online ISSN:
    2637-0301


Volume 4 Issue 2 2018

An Analysis of the factors affecting the Saving Habits of University Preparatory Students
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Siti Khadijah Omar, Marziah Mokhtar, Azlin Shafinaz Arshad, Adlan Ahmad Bakri, Wan Ahmad Khusiari Wan Chek, Nik Fazlin Hiryati Nik Jaafar, Azira Husin

Financial management, parental socialization, peer influence and self-control have been acknowledged as determinants of saving behaviour. The aim of this paper is to explore the saving behaviours among students who had just entered their pre-university studies. A stratified random sampling was adopted, and survey questionnaires were distributed to students at the Centre of Foundation studies, Universiti Teknologi MARA, Dengkil Campus. A total of 193 students returned the survey resulting in a response rate of 78.33%. The study reveals that all four determinants of saving behaviours have a significant relationship with saving behaviour where three determinants; financial management, parental socialization and peer influence demonstrated a positive relationship while self-control showed a negative relationship.


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